I am in my late forties, in fact few years ago I already pre-plan both my future 3 days 2 nights funeral service and also final resting place, a niche where the ashes will be kept. Nirvana offers pre-planning options and the good things are we can opt for instalment payment mode. We just came out with downpayment, the rest is interest-free instalment up to 3 years.
Why Pre-Planning So Early, Tak Pantang Meh
Frankly speaking, we are not pantang (taboo) about life and death. Everyone have to goes away 1 day, it can be tomorrow, can be next year, or can be another 20, 30 years and so on. It is so unpredictable. So if I suddenly go without pre-plan, it is going to be difficult for my wife. Imagine she is grieving, but at the same time got to find a funeral undertaker without sufficient time to evaluate whether are they good, is the price reasonable, etc? At the same, got to come out with a 1 big lump sum for both the funeral service and final resting place.
In Klang Valley, it is very common to have a 3 days 2 nights wake/funeral service either at the parlour or home (landed house). On that day when I passed, she have to find and decide 1 funeral undertaker to manage my body. Assume, same day wake start, within the same day or latest 2nd day, got to choose 1 final resting place, and make full payment. So that on 3rd final funeral day, I can check-in. Then settle the funeral service bills. Everything are not a small sum, got to arrange fund from her own account. Why? Because my assets will need time to transfer to her name, need the court order with my Wills. Even insurance money and EPF, also need time to submit application with my death certificate. Normally, for Nirvana the family will get the death certificate within days after the final funeral day. It will take longer time, if it happended during long holiday, weekend as JPN is off.
Forsee the above, I told myself why not pre-plan it now while I am still around. I will get peace of mine, so do my wife. When the day come, she just need to contact Nirvana with a phone call, and they will take over and arrange the rest. By pre-planning now also, I can choose what package, decide on what religion ritual I prefer, and can choose the final resting place that I like.
Above is the main reason of why I pre-planned my funeral in advance, beside saving money. Think of inflation! 1 piece of roti canai, one of my favourite food for breakfast or supper, while I was a boy, it costs only 50 cents. Today, it costs RM 1.50 to RM 2 depends on which shop. Same for funeral costs, far future will definitelycosts more than today. Plus, it is not a RM 2 kind of costs. From the day I purchased my 3 days 2 nights funeral plan, it already price increased at least twice.
Come back to pantang (taboo), in my opinion, if the person really very pantang, he/she might not suitable to pre-plan. But, just got to know that, in future he/she or their family have to pay much more for it.
Why We Choose Nirvana
My late mum’s funeral was handled by Nirvana. We really like their professional service. And their memorial park is modern, and some site like Nirvana Memorial Garden, Semenyih or Klang, the mountain view is beautiful. There have products with diffrent pricing, from average price to high price, and plus there is an instament option so it is more manageable for us in term of cash flow.
They also have RM 100 million of trust fund with RHB, which they use to manage all the sites. And they are in the industry for more than 30 years and one of the main service provider in Malaysia. This give us more confidence.
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